Resimac Interest Rates
Standard Prime Full Doc Rates
For more information about our interest rates (for both new and existing loans), our standard fees and charges, and other important conditions and details,
see our ‘Regulated Products Disclaimer’ below.
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Full Doc Rates
| Owner Occupied and Investment (≤ 80% LVR) |
Variable | Fixed | ||||
|---|---|---|---|---|---|---|
| 1 year | 2 year | 3 year | 4 year | 5 year | ||
| ≤ 80% LVR | 6.69% p.a. | 5.69% p.a. | 5.75% p.a. | 5.87% p.a. | 6.00% p.a. | 6.12% p.a. |
| 80.01-90% LVR (OO only) | 7.69% p.a. | 6.69% p.a. | 6.75% p.a. | 6.87% p.a. | 7.00% p.a. | 7.12% p.a. |
All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Application fee $399. Settlement fee $199. Discharge fee $250. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.
Standard Prime Alt Doc Rates
For more information about our interest rates (for both new and existing loans), our standard fees and charges, and other important conditions and details,
see our ‘Regulated Products Disclaimer’ below.
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Alt Doc Rates
| Owner Occupied and Investment |
Variable | Fixed | ||||
|---|---|---|---|---|---|---|
| 1 year | 2 year | 3 year | 4 year | 5 year | ||
| ≤ 80% | 7.44% p.a. | 6.19% p.a. | 6.25% p.a. | 6.37% p.a. | 6.50% p.a. | 6.62% p.a. |
All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Application fee $399. Settlement fee $199. Discharge fee $250. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.
Specialist Full Doc and Specialist Alt Doc Rates
For more information about our interest rates (for both new and existing loans), our standard fees and charges, and other important conditions and details,
see our ‘Regulated Products Disclaimer’ below.
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Specialist
Full Doc Rates -
Specialist
Alt Doc Rates
| Specialist Full Doc | Clear | Plus | Assist |
|---|---|---|---|
| ≤ 60% LVR | 7.44% p.a. | 8.95% p.a. | 9.54% p.a. |
| 60.01-65% LVR | 7.44% p.a. | 9.14% p.a. | 9.74% p.a. |
| 65.01-70% LVR | 7.79% p.a. | 9.34% p.a. | 9.99% p.a. |
| 70.01-75% LVR | 7.89% p.a. | 9.74% p.a. | 10.39% p.a. |
| 75.01-80% LVR | 7.99% p.a. | 10.54% p.a. | 11.34% p.a. |
| 80.01-85% LVR | 8.75% p.a. | 11.04% p.a. | 11.69% p.a. |
| 85.01-90% LVR | 9.79% p.a. | 12.04% p.a. | 12.69% p.a. |
| Specialist Alt Doc | Clear | Plus | Assist |
|---|---|---|---|
| ≤ 60% LVR | 7.94% p.a. | 9.45% p.a. | 10.04% p.a. |
| 60.01-65% LVR | 7.94% p.a. | 9.64% p.a. | 10.24% p.a. |
| 65.01-70% LVR | 8.29% p.a. | 9.84% p.a. | 10.49% p.a. |
| 70.01-75% LVR | 8.39% p.a. | 10.24% p.a. | 10.89% p.a. |
| 75.01-80% LVR | 8.49% p.a. | 11.04% p.a. | 11.84% p.a. |
| 80.01-85% LVR | 9.25% p.a. | 11.54% p.a. | 12.19% p.a. |
| 85.01-90% LVR | 10.29% p.a. | 12.54% p.a. | 13.19% p.a. |
Specialist Clear Full Doc 24 month fixed rate of 9.39%, and Specialist Clear Alt Doc 24 month fixed rate of 9.89%. Applies for Specialist Clear loans up to 80% LVR.
Specialist Investment Rates
An Establishment fee of 1.5% applies. For more important information, see our ‘Unregulated Products Disclaimer’ below.
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Specialist Investment Rates
| Variable | Fixed | |||||
|---|---|---|---|---|---|---|
| 1 year | 2 year | 3 year | 4 year | 5 year | ||
| ≤ 65% LVR* | 7.69% p.a. | 6.29% p.a. | 6.35% p.a. | 6.47% p.a. | 6.60% p.a. | 6.72% p.a. |
Regulated Products Disclaimer: All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Application fee $399. Settlement fee $199. Discharge fee $250. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.
*Up to and including 70% LVR for eligible properties. Talk to a Resimac BDM to find out more or discuss a scenario. All advertised interest rates are available for new eligible loans and are subject to change without notice. The interest rate may differ depending on borrower category, security use and how much borrowed relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment.
*Up to and including 70% LVR for eligible properties. Talk to a Resimac BDM to find out more or discuss a scenario. All advertised interest rates are available for new eligible loans and are subject to change without notice. The interest rate may differ depending on borrower category, security use and how much borrowed relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment.
Regulated Products Disclaimer: All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Application fee $399. Settlement fee $199. Discharge fee $250. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.
Unregulated Products Disclaimer: *Up to and including 70% LVR for eligible properties. Talk to a Resimac BDM to find out more or discuss a scenario. All advertised interest rates are available for new eligible loans and are subject to change without notice. The interest rate may differ depending on borrower category, security use and how much borrowed relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment.
Unregulated Products Disclaimer: *Up to and including 70% LVR for eligible properties. Talk to a Resimac BDM to find out more or discuss a scenario. All advertised interest rates are available for new eligible loans and are subject to change without notice. The interest rate may differ depending on borrower category, security use and how much borrowed relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment.
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