Resimac is an innovative provider of home loan solutions with the flexibility to meet the needs of the New Zealand home buyer. Our parent company, Resimac Group Ltd has been in operation since 1985 and in New Zealand since 2012. We are a pioneer of non-bank lending with a focus on delivering competitive products and quality customer service.
At Resimac, we are committed to being a responsible lender and we recognise the importance of working with our valued advisers to ensure we conduct business in an ethical and responsible manner. We acknowledge our obligations to our customers under the Credit Contracts and Consumer Finance Act 2003 (as amended from time to time), the responsible lending principles and the Responsible Lending Code.
Customers with a Resimac home loan are provided free membership to an exclusive Customer Benefits Program. This entitles our customers and their families to exclusive discounts on a wide range of quality products and services.
We understand the requirements of our customers, employees and stakeholders and are building a best-in-class business that delivers against those requirements. Our corporate values are embedded within the culture of our organisation and our employee performance is evaluated with consideration to demonstration of values within their behaviour.
Professionalism & Integrity
The Resimac journey began in Australia in 1985, with the formation of FANMAC and International Financing & Investment (IF&I). By 2001 these had evolved into RESIMAC and Homeloans Ltd respectively, before merging in 2016 to form a leading Australian non-bank lender.
In 1988, FANMAC was Australia's first issuer of Residential Mortgage-Backed Securities (RMBS). In 2001 FANMAC rebranded to RESIMAC and in 2007 launched our specialist lending products, which would become a staple component of the non-bank sector. RESIMAC continued to grow its funding and wholesale distribution capabilities throughout the 2010s.
Meanwhile, IF&I was established as a mortgage originator before driving the emergence of the non-bank sector in the mid-1990s as WA Homeloans and subsequently other state brands. Listed on the Australian Securities Exchange (ASX) in 2001, the state brands were then consolidated into a national identity, Homeloans Ltd.
In 2012, RESIMAC launched began providing its diverse range of solutions to New Zealand home buyers and home owners. The company’s Auckland base is home to sales, operations and credit personnel, complementing the company’s trans-Tasman strength with local New Zealand industry knowledge.
In 2016, RESIMAC and Homeloans merged, with RESIMAC Ltd becoming a wholly owned subsidiary of Homeloans. In 2018 shareholders voted to rename the company as Resimac Group Ltd, and the organisation subsequently launched a new incarnation of the Resimac brand in Australia and New Zealand.