Does this sound like you?

  • You’re a seasoned professional residential investor.
  • You have and established portfolio and good equity.
  • You’re practical and driven to maximise return on investment.
  • You’re looking for a lender you can truly partner with, one that understands the current regulatory environment.

You may be a good candidate for a Resimac home loan.
A pragmatic approach to residential investment finance for professional residential property investors who want to maximise their ROI. It allows eligible customers to capitalise on existing equity and offers reliability of funding and long-term lending structures that support their ongoing cashflow.

Featuring: Up to 20 years interest only at 50% LVR with principle & interest on additional lending above 50% LVR.
  • Suitable applicants:Individuals, Companies and Trusts (individual and company trusts)~.
  • Loan use: Purchase investment, refinance investment, cash out1, business purposes or any other worthwhile or investment purpose~.
  • Loan amount: Between $200,000 – $3,000,000.
  • Minimum deposit: 40% (existing properties) or 30% (new builds2)
  • Loan term: Between 10 to 20 years.
  • Repayment options: Interest Only to a maximum 50% LVR and Principal & Interest for the remainder.
  • Eligible income sources+: Primary assessment is residential rental income (incl. tenancy agreement or rental assessment with long term rental income estimate over security property). Full time, permanent part-time or contract employment (PAYE). Bonuses, commission and overtime. Self-employed (full doc) income

Why Resimac Specialist Investment

  • Up to 20 years interest only to 50% LVR with principle & interest on additional lending above 50% LVR.
  • Low establishment fee of 1.5% which can be capitalised.
  • Pragmatic assessment of servicing capacity.
  • Residential investment finance at competitive rates.
  • Reliability of funding and long-term lending structures that support their ongoing cashflow.
  • Local knowledge with pragmatic thinking to help navigate regulatory requirements.
  • Quick turnaround so they’re ready when opportunities arise.

What are the interest rates?

Because we base our interest rates on security – residential property – not purpose, we can always offer you really competitive rates.

How much can I borrow

Use your income and expenses to estimate how much you may be able to borrow for a home loan.

Home loan repayments calculator

Use our calculator to work out how much your repayments
may be on your home loan

See if you're eligible

Feel like this might be the right solution for you? Intrigued and want to know a little more?

Find out what you’re eligible to borrow with Resimac.

Talk to your adviser or mortgage broker or see if you’re eligible below.

Get in touch

We know getting a home loan is a big commitment. That’s why we have a great team of experts ready to walk you through the process or answer any of your questions or concerns.

They’re just a call away.
Disclaimer: (1) Up to 70% LVR. (2) New builds, classified as within 6 months of CCC being issues. +For serviceability purposes. Conditions, limits and restrictions apply. Income documentation requirements apply. ~Terms, conditions, limits, exclusions and other criteria applies. (+) This is a guide only. Income will be assessed on a case-by-case basis. Income documentation will be required to proof income sources.
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