Why partner with Resimac?
Established in 1985 and operating locally since 2012, Resimac Group is an agile and innovative residential property lending specialistwho offers long-term residential investment property finance.
Our products are priced extremely competitively – to help maximise your cashflow and return on investment.
-
Residential investment finance at competitive rates
We have some of the lowest residential investment interest rates in the alternative-lender market, and with no ongoing monthly fees. -
Reliability of funding
We are one of New Zealand’s fastest growing alternative lenders, specialising in residential property lending. Our position in the market, along with the support from our international group, enables us to provide our clients with long-term lending structures that support their ongoing cashflow. -
Local knowledge with pragmatic thinking
In recent years the residential property market has gone through non-stop regulatory change. Our team of experts understand what these changes mean for you as a property investor and can assist you to develop a product strategy.
-
Quick turn around
Things move fast in your world and we’re agile enough to move with you. We ensure we maintain fast turn-around times at key points in the application process so you’re ready when opportunities arise. -
Work with your mortgage broker or apply direct
No matter what your level of experience, or how involved you want to be, you can access Resimac finance direct or through your mortgage broker.
Specialist Investment Loan
Commercial loan that can be used for residential investment.Features:
- Up to 20 years interest only at 50% LVR with principle & interest on additional lending above 50% LVR
- Pragmatic assessment of servicing capacity
Great for:
- Established applicants looking to grow their existing portfolios
Price:
- Rates from 9.59% p.a.
- Establishment fee of 1.5%
Bundle offer
Consumer loan that can be used for residential investment.Features:
- Unlock equity in your own home
- Competitively priced
Great For:
- Applicants who are reliant on their personal income to subsidise their investment property strategy
Interest rate:
- Low Prime Full Doc rates, fixed for 2 years
All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Settlement fee $475. Discharge fee $495. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.
Let’s get investing together
Talk to your advisor
Do you have a trusted adviser?
Get in touch with your mortgage broker and tell them you want to partner with Resimac.
Get in touch with your mortgage broker and tell them you want to partner with Resimac.
