Advisers

 

Find all the information regarding our home loan offerings for variable and fixed rate products across both prime and specialist lending. Our products suite is designed to satisfy the full range of customers, from prime customers, to investors and also those borrowers who may have been declined due to previous credit problems. Prime loans fully verified for PAYE and self-employed clients. Fixed and or Variable can be split up to 5 separate portions on P&I and interest only

 
  • Multiple credit impairments treated as one event

  • LVRs up to 80%

  • Debt consolidation including IRD debts

  • No risk fees, no monthly fees, only one settlement fee

Not all features available on all products. Please refer to product specs for additional information.

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Prime & Specialist Interest Rates

 

Prime Rates

 

  • Prime OO Rates

  • Prime INV Rates
Prime Rates Owner Occupied Variable Fixed
1 year 2 year 3 year 4 year 5 year
Under 80% LVR 4.50%pa 4.45%pa 3.89%pa 3.94%pa 4.49%pa 4.59%pa
80-90% LVR 4.90%pa 4.85%pa 4.29%pa 4.34%pa 5.05%pa 5.18%pa
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Prime Rates Investment Variable Fixed
1 year 2 year 3 year 4 year 5 year
Under 70% LVR 4.50%pa 4.45%pa 3.89%pa 3.94%pa 4.49%pa 4.59%pa
70-80% LVR 4.90%pa 4.85%pa 4.29%pa 4.34%pa 4.89%pa 4.99%pa
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Alt Doc Rates

 
Alt Doc Rates Variable Fixed
1 year 2 year 3 year 4 year 5 year
Owner Occupied Under 80% 4.84%pa 4.99%pa 4.64%pa 4.69%pa 4.99%pa 5.09%pa
Investment Under 70% 4.84%pa 4.99%pa 4.64%pa 4.69%pa 4.99%pa 5.09%pa
Investment 70-80% 5.24%pa 5.39%pa 5.04%pa 5.09%pa 5.39%pa 5.49%pa
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Specialist Variable Rates

 

  • Specialist Full Doc Rates

  • Specialist Alt Doc Rates
Specialist Full Doc Clear Plus Assist
Under 60% LVR 5.90%pa 5.99%pa 7.28%pa
60-65% LVR 5.99%pa 6.19%pa 7.66%pa
65-70% LVR 6.09%pa 6.39%pa 7.66%pa
70-75% LVR 6.29%pa 6.69%pa 8.51%pa
75-80% LVR 7.19%pa 7.64%pa 8.51%pa
80-85% LVR 7.72%pa 8.91%pa 9.31%pa
85-90% LVR 7.82%pa 9.01%pa 9.41%pa
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Specialist Alt Doc Clear Plus Assist
Under 60% LVR 5.99%pa 6.09%pa 7.69%pa
60-65% LVR 6.19%pa 6.39%pa 8.20%pa
65-70% LVR 6.39%pa 6.69%pa 8.20%pa
70-75% LVR 6.69%pa 7.09%pa 9.31%pa
75-80% LVR 7.64%pa 8.09%pa 9.31%pa
80-85% LVR 8.30%pa 9.66%pa 10.36%pa
85-90% LVR 8.40%pa 9.76%pa 10.46%pa
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All advertised interest rates are available for new eligible owner occupied loans only and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply. ^Final approval is subject to credit assessment..

Prime Variable Product Features

 

  • No monthly fee

  • Nominate the repayment schedule to be weekly, fortnightly or monthly

  • Extra repayments and lump sum repayments can be made without any penalty

  • No limit on additional redraw repayments

Specialist Variable Product Features

 

  • No monthly fee

  • Nominate the repayment schedule to be weekly, fortnightly or monthly.

  • Extra repayments and lump sum repayments can be made without any penalty

  • No limit on additional redraw repayments

  • Step down – automatic rate reduction after 12 months good repayment history

Fixed Product Features

 

  • Nominate the repayment schedule to be weekly, fortnightly or monthly.

  • Borrowers are unable to make extra or lump sum repayments and redraw is not available.

Alt Doc Prime Product Features

 

  • Self-employed only – minimum 18 months

  • Fixed and or variable - Can split the loan up to 5 separate portions

  • Principal and Interest or Interest only.

Why Resimac

 
  • Established 1985

     
  • Flexible lending policy

     
  • Great loan features

     
 
  • Broad product
    range

     
  • Exclusive customer
    benefits

     
  • Carbon
    Conscious

     

Get in touch

 

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