Does this sound like you?

  • You’re looking for a lender who can support your long-term view.
  • You’re looking for certainty around how long your interest only period will be.
  • You’re a seasoned professional residential investor.
  • You have an established portfolio and good equity.
  • You’re practical and driven to maximise return on investment.
  • You’re looking for a lender you can truly partner with, one that understands the current regulatory environment.

You may be a good candidate for a Cashflow 20 Investor Loan.
A long-term approach to residential investment finance for professional residential property investors who want to maximise their ROI. It allows eligible customers to capitalise on existing equity and offers reliability of funding and certainty (in a market of much uncertainty) over the length of the Interest Only period.

Featuring: Up to 20 years Interest Only to 50% LVR with Principal & Interest on additional lending above 50% LVR.
  • Suitable applicants: Individuals, Companies and Trusts (Individual and Company Trusts)^.
  • Loan use: Purchase investment, refinance investment, cash out1, business purposes or any other worthwhile or investment purpose^.
  • Loan amount: Between $200,000 – $3,000,000.
  • Minimum deposit: 40% (existing properties) or 30% (new builds2)
  • Loan term: Between 10 to 20 years.
  • Repayment options: Interest Only to a maximum 50% LVR and Principal & Interest for the remainder.
  • Eligible income sources+: Primary assessment is residential rental income (incl. tenancy agreement or rental assessment with long-term rental income estimate over security property). Full-time, Permanent Part-time or Contract Employment (PAYE). Bonuses, commission and overtime. Self-employed (Full Doc) income.

Why Cashflow 20 Investor Loan

  • Up to 20 years Interest Only to 50% LVR with Principal & Interest on additional lending above 50% LVR.
  • Low establishment fee of 1.5% which can be capitalised.
  • Pragmatic assessment of servicing capacity.
  • Residential investment finance at competitive rates.
  • Reliability of funding and long-term lending structures that support their ongoing cashflow.
  • Local knowledge with pragmatic thinking to help navigate regulatory requirements.
  • Quick turnaround so they’re ready when opportunities arise.

See if you're eligible

Feel like this might be the right solution for you? Intrigued and want to know a little more?

Find out what you’re eligible to borrow with Resimac.

Talk to your adviser or mortgage broker or see if you’re eligible below.

We are the property lending specialists

Our Cashflow 20 Investor Loan is just another example of how we think differently, with a single-minded focus on helping customers ‘win at property’.

Get in touch

We know getting a home loan is a big commitment. That’s why we have a great team of experts ready to walk you through the process or answer any of your questions or concerns.

They’re just a call away.
Disclaimer: (1) Up to 70% LVR. (2) New builds, classified as within 6 months of CCC being issued. +For serviceability purposes. Conditions, limits and restrictions apply. Income documentation requirements apply. ^Terms, conditions, limits, exclusions and other criteria applies. (+) This is a guide only. Income will be assessed on a case-by-case basis. Income documentation will be required to prove income sources.
panel clost button

I'm a customer

Get access to your accounts online.

System maintenance
We are currently experiencing technical issues with CustomerZone.
Please email for any urgent enquiries. During this time, your online account will not be accessible. We apologise for any inconvenience.

Continue application

Login and complete your application

Adviser login

Get access to your accounts online.

Due to planned server maintenance, our log-in page will not be available on Sunday 1st January between 4:00am and 7:00am NZST.

We apologise for any inconvenience caused.