Fixed rate home loans

You can rest easy knowing that your ongoing monthly repayments are fixed with no changes due to interest rate movements. This is without having to sacrifice the features you need. For flexibility, you also have the option of splitting your loan with a portion on fixed and the rest on variable.
  • No monthly or annual fees

  • For loans up to a maximum of $1.5m

  • Weekly, fortnightly or monthly payment reschedule

  • Online account access

Not all features available on all products. Please refer to product specs for additional information.

Wide range of home loan solutions

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Standard Prime Full Doc Fixed Rates

The rates set out below are available for new loans. More information about our interest rates for new and existing loans is contained in our Interest Rates Disclosure document.

  • Full Doc Fixed Rates
Owner Occupied and Investment Fixed
1 year 2 year 3 year 4 year 5 year
≤ 80% LVR 5.60%pa 6.16%pa 6.29%pa 6.31%pa 6.33%pa
80.01-90% LVR (OO only) 6.60%pa 7.16%pa 7.29%pa 7.31%pa 7.33%pa
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All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Application fee $399. Settlement fee $199. Discharge fee $250. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.

Standard Prime Alt Doc Fixed Rates

The rates set out below are available for new loans. More information about our interest rates for new and existing loans is contained in our Interest Rates Disclosure document.

  • Alt Doc Fixed Rates
Owner Occupied and Investment Fixed
1 year 2 year 3 year 4 year 5 year
≤ 80% 6.10%pa 6.66%pa 6.79%pa 6.81%pa 6.83%pa
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All advertised interest rates are available for new eligible loans and are subject to change. Your interest rate may differ depending on borrower category, security use and how much you borrow relative to the value of your property. Terms and conditions apply to all loan features. Final approval is subject to credit assessment. Valuation fee is at the cost of the valuation. Annual fee $0. Application fee $399. Settlement fee $199. Discharge fee $250. Details about our products and our full interest rate disclosure for new and existing loans is set out in our Interest Rates Disclosure document. A schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.

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